Meet Kevin Swift Kevin Swift has been active in real estate since 1992, and has served on the Topeka Area Assocation of REALTOR's Public Relations, Educational, and Technology Committees. In addition to being the Number1Expert for the Topeka, Ks area, he is also a Certified New Home Specialist (CNHS), is an Accredited Buyer's Representative (ABR) and a Graduate of the REALTORS Institute (GRI). Kevin is often ranked among the TOP RE/MAX agents in the state for number of homes sold. He was recently inducted into the RE/MAX Hall of Fame and the Topeka Area Association of REALTOR's Master Club. His years of real estate experience, involving hundreds of clients and home sales, and Kevin's use of current technologies, offers you the opportunity to hire a top professional to represent you when buying or selling. Meet The Swift Family Kevin and his wife Brenda have seven children between them (six are married) with nine grandchildren. As Kevin's primary outreach to the community, he serves on the Topeka Rescue Mission Board, has written several books, hosts a special website on Bible prophecy (www.focusontheprophecies.org), and has taught Bible classes through the years. It is from these core values of God, faith and family that Kevin also serves his clients each and every day. He believes they deserve his respect, and he is committed to treating them as a you would a friend during and after the real estate transaction.  |  | | | | |
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Insurance >Title Insurance for Owners If you finance your home, the lender will require you to purchase title insurance for the amount of your mortgage. You will be given the option of increasing the coverage to include your equity in the property. The owner's coverage fee is a one-time charge that protects your equity in your new home, including its appreciated value. Most experts agree that the additional coverage is a good idea.
Before your sale is finalized, the title company will inspect the public records and confirm the sellers' ownership of the property. They will look for any liens that may have been filed against the property, and that must be paid off before it can be sold. Even the most careful search, however, cannot guarantee that there was not an error at some point in the transfer of title during the chain of ownership. Title insurance is one of those things you will probably never need, but if you do, you will be very glad you have it!
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What is the least affordable metropolitan housing market in the United States?
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California's Los Angeles-Long Beach-Glendale is currently rated as the most expensive metro area in the nation. |
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