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DAVE RAMSEY recently talked about Kevin on his national radio show, recognizing him for his honesty in a recent real estate deal.
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About Kevin Swift:
About Kevin Swift - Information about Kevin Swift of Lawrence, Topeka and Shawnee County, Kansas? Testimonials - Read what Kevin Swift's clients are saying about the real estate marketing and services provided. Quick Response Guarantee - A quick response to your email request for more Kansas home buying & property selling information is guaranteed by Kevin Swift. Privacy Guarantee - This Lawrence, Topeka and Shawnee County real estate web site will respect your privacy, guaranteed by Kevin Swift. No Obligation Guarantee - Kevin Swift's real estate help by email is free & without obligation for Lawrence, Topeka and Shawnee County home owners in Kansas. For Real Estate Agents - Let Kevin Swift help you with your professional real estate broker and agent needs in the Lawrence, Topeka and Shawnee County area. About NUMBER1EXPERTS™ - NUMBER1EXPERTS™ are top real estate professionals, find out more. Contact Information - How to contact Kevin Swift. Go to Main Sitemap - Main sitemap sections include Find Lawrence, Topeka and Shawnee County Homes, For Home Buyers, For Home Sellers, Lawrence, Topeka and Shawnee County Information, Real Estate Resources, and About Kevin Swift. 
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First Time Buyers >The Real Bottom Line
An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!
The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.
When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.
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| Q |
What are the world's most valuable chairs?
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| A |
A pair of Chippendale chairs designed by Robert Adam sold in 1997 at Christie's, London to an anonymous buyer for $2,762,330. |
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