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Kevin Swift, RE/MAX Associates of Topeka Cellular: 785-230-1244

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  • Why Sellers Choose Kevin Swift - Why home sellers in Lawrence, Topeka and Shawnee County choose Kevin Swift.

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Real Estate Tips
Closing or Settlement >The Settlement

The final stage of a home sale transaction is the time to tie up all the loose ends. The buyer and seller will sign the settlement sheet at the closing, detailing all of the charges that each party has incurred during the sale of the house. It is crucial to go over the sheet for accuracy and to make sure that you understand everything on it before you complete the transaction.

When a contract is negotiated, each side agrees how to divide the loan fees (or points), as well as the other closing charges, such as state or local taxes or escrow fees. Your real estate agent can go over the settlement sheet and help you compare it with your purchase agreement. The seller's charges usually include the brokerage fee, the mortgage payoff, and any charges involved in clearing the title, as well as pro-rated property taxes, payments for termite treatment and escrow for repairs that could not be completed by closing. The buyer's costs include charges for the loan and title searches, insurance and any other legal fees. A good closing officer will go over the settlement sheet line by line, explaining each item and correcting any misplaced charges.

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Real Estate Trivia
Q 
What famous antebellum mansion was known as the "Queen of Tennessee Plantations"?

A 
Belle Meade Plantation was a prosperous 5,400-acre thoroughbred horse farm in the mid 1800's. The Civil War Battle of Nashville was fought in its front yard.
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Kevin Swift, REALTOR®, real estate agent and broker for Lawrence, Topeka and Shawnee County Kansas home listings, property and land for sale - NUMBER1EXPERT(tm)

Kevin Swift
RE/MAX Associates of Topeka

5815 SW 29th St.
Topeka, KS 66614
Phone: 785-273-1100
Fax: 785-273-9327
kevinswift@NUMBER1EXPERT.com

Kevin is often ranked in the Top 10 RE/MAX agents in the state of Kansas for number of homes sold!

ABREqual HousingGRIMLSREALTOR


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