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DAVE RAMSEY recently talked about Kevin on his national radio show, recognizing him for his honesty in a recent real estate deal.

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  • Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Kevin Swift, a proven Lawrence, Topeka and Shawnee County, Kansas NUMBER1EXPERT™ Top Selling real estate agent.

  • Find Lawrence, Topeka and Shawnee County Homes - Find Lawrence, Topeka and Shawnee County, Kansas real estate listings & homes for sale provided by Kevin Swift, your local expert real estate agent.

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  • Lawrence, Topeka and Shawnee County Information - Find local information on Lawrence, Topeka and Shawnee County, Kansas including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Kevin Swift, a proven NUMBER1EXPERT™ Top Selling real estate agent.

  • Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Kevin Swift, a proven Lawrence, Topeka and Shawnee County, Kansas NUMBER1EXPERT™ Top Selling real estate agent.

  • About Kevin Swift - Information about Kevin Swift including testimonials, guarantees, credentials, and contact information. Learn why Kevin Swift is a proven Lawrence, Topeka and Shawnee County, Kansas NUMBER1EXPERT™ Top Selling real estate agent.

 

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School Reports in Lawrence, Topeka and Shawnee County, Kansas
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Real Estate Tips
Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Real Estate Trivia
Q 
Where is the world's largest dome?

A 
The Louisiana Superdome, with a diameter of 680 feet, is located in New Orleans, Louisiana.
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Kevin Swift, REALTOR®, real estate agent and broker for Lawrence, Topeka and Shawnee County Kansas home listings, property and land for sale - NUMBER1EXPERT(tm)

Kevin Swift
RE/MAX Associates of Topeka

5815 SW 29th St.
Topeka, KS 66614
Phone: 785-273-1100
Fax: 785-273-9327
kevinswift@NUMBER1EXPERT.com

Kevin is often ranked in the Top 20 RE/MAX agents in the state of Kansas for number of homes sold!

ABR Equal Housing GRI MLS REALTOR


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